Our rating is based on a combination of expert staff and user ratings.
- See Multiple Offers From Multiple Lenders
- Good For Average Credit
- Some Restrictions on Makes And Models
|APR||1.99% – 17.99%|
$2,500 – $100,000
24 to 84 months
Autopay is an online vehicle marketplace that matches borrowers with lenders. Autopay can arrange purchase loans, lease buyouts, and refinancing loans. Through Autopay, customers can fill out one application to see multiple rates from multiple lenders without impacting their credit score. Autopay focuses on refinancing for borrowers who have improved their credit since taking out the original car loan.
Autopay is a good fit for those who are shopping for a good rate and want to see their options before committing. Autopay is also suitable for those with average credit since rate shopping is most important for people with average credit scores.
How to Qualify
Autopay requires a minimum credit score of 600 and a minimum monthly income of $2,000. The maximum vehicle age is 11 years and the maximum mileage is 125,000 miles. Autopay is fortunately available in all 50 states, but restrictions on makes/models will vary by lender.
There is no application fee. Late fees vary by lender.