IFS

8 Total Score
4 reviews
WalletStars

Our rating is based on a combination of expert staff and user ratings.

8Expert Score
Support
8.5
Affordability
7
Benefits
8
Application Process
8.5
8.2User's score
Support
7.3
Affordability
8.3
Benefits
7.5
Application Process
9.8
PROS
  • Personal Support Throughout the Application Process
  • Good For Bad Credit
CONS
  • Some Restrictions on Makes And Models
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Average Score 8
PROS:
  • Personal Support Throughout the Application Process
  • Good For Bad Credit
CONS:
  • Some Restrictions on Makes And Models

Introduction

APR 2.49% – 23.99%
Loan Amount

$5,000 – $100,000

Loan Term

36 to 84 months

About
IFS, or Innovative Funding Services is a full-service auto finance company specializing in off-lease purchases and auto loan refinance transactions. Since 2007, IFS has focused on simplifying the vehicle financing process for customers from application through title work while providing personalized customer service. IFS auto loans are available in all 50 states.

Suitable For
With IFS auto loans, you can get an interest rate quote without impacting your credit score. IFS is a good fit for those who are looking for personal help through the process of applying for an auto refinancing loan.

How to Qualify
To qualify for an IFS auto loan, you must have a minimum credit score of 500 and a minimum monthly income of $1,500. The maximum vehicle age is 10 years and the maximum mileage is 150,000. You must have owned the car for at least 6 months. IFS is available in all 50 states but does not offer auto loan services for all vehicles.

Additional Fees
There is no application fee, but most likely there is a late fee.

 


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