Our rating is based on a combination of expert staff and user ratings.
- Average Customer Saves $100/mo
- 37th Fastest Growing Private Company in America
- Some Restrictions on Makes And Models
- Not Available in All States
|APR||1.9% – 24.9%|
$10,000 – $100,000
36 to 84 months
OpenRoad Lending as an auto finance company headquartered in Texas. Since 2009, OpenRoad Lending has helped hundreds of thousands of customers save over $100/month on average by refinancing their auto loan. OpenRoad Lending has been recognized by Inc. Magazine as the 37th fastest growing private company in America. OpenRoad Lending offers auto refinancing loans for borrowers from poor to excellent credit.
OpenRoad Lending has options for customers from poor to excellent credit, but it is an especially good fit for those who have improved their credit in the last six to twelve months.
How to Qualify
In order to qualify for an auto refinancing loan at OpenRoad Lending, you need a minimum credit score of 500 and a minimum monthly income of $1,500. The maximum vehicle age is 10 years and the maximum mileage is 100,000 miles. OpenRoad Lending is not available in Alaska, Hawaii, Minnesota, Mississippi, Montana, Nevada, New Hampshire, North Dakota, South Dakota or Wisconsin. Certain vehicle makes such as Oldsmobile, Isuzu, Daewoo, and smart cars are ineligible for OpenRoad loans.
There is no application fee, but there most likely is a late fee.