Our rating is based on a combination of expert staff and user ratings.
- No Yearly Fee
- Cashback Rewards for Everyday Purchases At Gas Stations and Grocery Stores
- 15 Months at 0% APR
- Fixed Cashback Categories
- Not The Best Card For Travel
|Intro APR||0% for the first 15 months|
|APR Range||15.24% – 26.24%|
About the Blue Cash Everyday Card from American Express
There is no yearly fee to use the Blue Cash Everyday Card from American Express. When you open a new card you’re eligible for $150 in statement credit for the first $1,000 you spend. As a new user, you also get a low introductory APR, 0% on purchases and balance transfers in the first 15 months. You get 1% back for all purchases, this card is great for individuals and families who frequently fill up their tanks and spend a lot on groceries, the card offers 3% back for supermarket purchases and 2% for gas stations. This card is a solid choice for those looking to optimize their cashback benefits.
A no-fee card is a budget-friendly way to build credit while enjoying all the convenience and cash back bonuses that come with having a credit card. Doing a balance transfer from another card and using the 15 months 0% APR can be a way to help you pay off debt without accruing interest. Alternately, using the 15 months to pay off a large purchase is a simple way to easily finance your spending. The 2% and 3% cash back for gas stations and grocery stores can help you save money on essentials.
The Blue Cash Everyday card doesn’t offer much in the way of perks like travel credits. If you’re looking to travel using credit card points, you might be better served by a card that caters specifically to frequent fliers and hotel guests. It also charges fees for foreign transactions, so it isn’t the best card to take on a trip abroad. The cash back categories are fixed, so there aren’t many opportunities to maximize your cash back earnings. American Express cards aren’t accepted at as many retailers as other credit card issuers so you may run into difficulties during some purchases.
How to Get the Blue Cash Everyday Card from American Express
Getting a Blue Cash Everyday card does require some qualification on your part. You must be 18 or older and your recommended credit score should be between 690 and 850.
About American Express
American Express is a multinational company that is also referred to as AMEX. The company has been in business since 1850 and is best known for issuing charge cards, credit cards, and traveler’s checks. American Express is one of the 30 companies that comprise the Dow Jones Industrial Average.