Chase Freedom

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6.5 Total Score
4 reviews
WalletStars

Our rating is based on a combination of staff and user ratings.

6.5Editor's score
Support
7
Affordability
7.5
Benefits
8
Application Process
10
8.2User's score
Support
7.3
Affordability
8.3
Benefits
7.5
Application Process
9.8
Add your review  |  Read reviews and comments
Pros
Good support
Low fees
Flexible payments
Easy application
Payout details
Next day deposit
Loan requirements
Bad credit may be accepted
18 years and older
Employment required

Intro APR 0% for 15 months
Annual Fee $0
APR Range 16.74%–25.49% variable APR

The Chase Freedom credit card, not to be confused with the Chase Freedom Unlimited Credit card, requires no fee at all, offers a 5% cash back for up to $1,500 on combined purchases in their bonus categories and 1% cash back on all other purchases. The bonus is that of $150 for the first $500 spent in the initial 3 months. It also comes with a unique Blueprint feature, a spending and borrowing managing system available only to Chase customers.

Your money is deposited within 2 business days from the moment of the transaction. The requirements to get signed up with the Chase Freedom credit card and to obtain a loan are to have at least 1 year of credit history, a minimum of 645 credit score on average with no bankruptcy or loan defaults. It also requires having opened less than five accounts during the past 2 years, be 18 years old or more and employed. Lastly, Chase doesn’t allow you getting a personal loan, i.e. taking a vacation or financing a wedding.

Top Features

  • Lean CRM application designed for sales teams.
  • Helps salespeople follow up with leads in a timely manner.
  • Forecasting tools provide managers with a birds-eye view of group performance.
  • Mobile applications allow users to search through contacts and deals 24/7.
  • Sales pipelines keep prospects and contacts organized.

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Pros and cons


PROS:
  • 5% cash backs
  • No limit or expiry date on cash back rewards
  • $150 bonus for each $500 you spend in the first three months
  • Good customer service
  • Part of the Ultimate rewards program
  • Purchase protection (for up to $500 worth of damage per claim)
  • Extended warranties
  • Low APR

CONS:
  • Can’t open more than 5 accounts under Chase within 24 months
  • Cash back maximum of $75 every quarter*


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1 Comment
  1. 4
    Support
    70
    Affordability
    80
    Benefits
    70
    Application Process
    100

    Overall very good

    Helpful(1) Unhelpful(0)You have already voted this

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