Our rating is based on a combination of staff and user ratings.
|Intro APR||0% for 15 months|
|APR Range||16.74%–25.49% variable APR|
The Chase Freedom credit card, not to be confused with the Chase Freedom Unlimited Credit card, requires no fee at all, offers a 5% cash back for up to $1,500 on combined purchases in their bonus categories and 1% cash back on all other purchases. The bonus is that of $150 for the first $500 spent in the initial 3 months. It also comes with a unique Blueprint feature, a spending and borrowing managing system available only to Chase customers.
Your money is deposited within 2 business days from the moment of the transaction. The requirements to get signed up with the Chase Freedom credit card and to obtain a loan are to have at least 1 year of credit history, a minimum of 645 credit score on average with no bankruptcy or loan defaults. It also requires having opened less than five accounts during the past 2 years, be 18 years old or more and employed. Lastly, Chase doesn’t allow you getting a personal loan, i.e. taking a vacation or financing a wedding.
- Lean CRM application designed for sales teams.
- Helps salespeople follow up with leads in a timely manner.
- Forecasting tools provide managers with a birds-eye view of group performance.
- Mobile applications allow users to search through contacts and deals 24/7.
- Sales pipelines keep prospects and contacts organized.
Pros and cons
- 5% cash backs
- No limit or expiry date on cash back rewards
- $150 bonus for each $500 you spend in the first three months
- Good customer service
- Part of the Ultimate rewards program
- Purchase protection (for up to $500 worth of damage per claim)
- Extended warranties
- Low APR
- Can’t open more than 5 accounts under Chase within 24 months
- Cash back maximum of $75 every quarter*